Beginning January 1, 2014, what is the restricted annual limit for plans under the Affordable Care Act?

Under the Affordable Care Act (ACA), beginning January 1, 2014, health insurance plans are prohibited from imposing annual dollar limits on essential health benefits. This means that there is no annual limit on coverage for these benefits, allowing individuals to access needed medical services without being constrained by a cap on benefits for the year. The objectives of this provision are to ensure that consumers have comprehensive coverage and to prevent situations where individuals could face financial hardship due to high medical costs that exceed a predetermined annual limit. Therefore, the correct assertion is that there is no limit imposed on essential health benefits, in alignment with the ACA's goals of improving healthcare access and consumer protection.