What documentation is necessary to continue coverage for a handicapped child beyond the policy's age limit?

To continue coverage for a handicapped child beyond the policy's age limit, it is necessary to provide proof of incapacity and dependency. This documentation verifies that the child is still considered handicapped and is dependent on the policyholder for support. Insurance policies often define the conditions under which coverage may extend past the standard age, usually involving the child’s inability to live independently due to a disability.

Demonstrating both incapacity (the child’s condition affecting their ability to function) and dependency (the requirement for support and care from the policyholder) is crucial for the insurance company to affirm the continued eligibility for benefits. This requirement helps ensure that the policy's terms are adhered to while providing necessary support for the family and the dependent.