What type of coverage does Jerome have if his disability income policy does not provide benefits for losses occurring as a result of his employment?

Jerome has nonoccupational coverage if his disability income policy does not provide benefits for losses occurring as a result of his employment. Nonoccupational coverage is specifically designed to cover disabilities that are not related to the individual's job. This means that if Jerome were to become disabled due to an activity outside of work, he would be eligible for benefits under his policy.

In contrast, occupational coverage would provide benefits for disabilities that occur as a result of one’s job. Comprehensive coverage generally refers to policies that encompass a wide range of protections and services, which is not relevant here. Temporary coverage typically would refer to a short-term insurance policy and does not apply to the context of a disability income policy aimed at covering long-term disabilities.