Which authority prosecutes insurance crimes that affect interstate commerce?

The U.S. Attorney General is responsible for prosecuting crimes that affect interstate commerce, including insurance crimes. This role is significant because interstate commerce covers transactions between states, and many insurance activities can cross state lines. Federal law often governs these situations, especially when the actions involve fraud or other criminal activities that impact multiple states or the national economy.

The U.S. Attorney General operates within the federal legal system and has greater jurisdiction over matters that could impact commerce between states than state or local authorities do. This includes handling offenses that may involve federal laws, thus making it crucial for federal prosecutors to intervene.

State-level authorities, such as the State Attorney General or The Insurance Department, typically focus on regulatory compliance and enforce state laws related to insurance but do not have the jurisdiction to prosecute federal crimes affecting interstate commerce. Local District Attorneys usually handle crimes within their specific jurisdictions, which are often limited to state law violations rather than broader federal issues.