Which individual would be best suited for Medicare Supplement insurance?

Medicare Supplement insurance, also known as Medigap, is specifically designed for individuals who are already enrolled in Medicare, typically those aged 65 and older who qualify for both Medicare Part A and Part B. This type of insurance is intended to cover additional expenses that Medicare does not fully pay, such as copayments, coinsurance, and deductibles.

In this scenario, a Medicare enrollee is the most appropriate choice because they are the intended demographic for Medigap policies. These plans help to bridge the gaps in coverage provided by Medicare, allowing enrollees to manage their out-of-pocket healthcare costs more effectively.

The other options do not align with the purposes of Medicare Supplement insurance. Younger adults under 65 are generally not eligible for Medicare and, therefore, would not find Medigap coverage applicable to their situation. Individuals with no insurance would need to look into more comprehensive health coverage options that cater to their uninsured status rather than a supplement intended for those already covered by Medicare. Similarly, individuals with only Medicaid do not typically require Medicare Supplement insurance since Medicaid can help cover many of the costs that might otherwise be supplemented by a Medigap policy, and often, those on Medicaid are not eligible for Medigap coverage at all