Which of the following is NOT typically covered by a comprehensive long-term care policy?

A comprehensive long-term care policy primarily focuses on providing support for individuals who require assistance with activities of daily living or ongoing supervision due to chronic illness or disability. The correct choice, which is acute care, is typically not covered by these policies because acute care is designed for short-term medical treatment and recovery for conditions that are severe or require immediate medical attention. It is usually provided in hospitals or other medical facilities and focuses on curing an illness or treating an injury.

In contrast, skilled nursing care, custodial care, and physical therapy are all services that align with the goals of long-term care. Skilled nursing care involves the provision of medical care by licensed professionals, custodial care addresses personal care needs such as bathing and dressing, and physical therapy helps individuals recover or maintain physical function over a longer duration. These services are essential for individuals who need ongoing support rather than acute medical intervention, making them part of the coverage in long-term care policies.