Which type of insurance documentation typically includes a summary of benefits?

The certificate of insurance is the correct option to select because it serves as an official document that provides a summary of the coverage terms, benefits, and the insured's rights under the insurance policy. It typically outlines the specific benefits, including any limits or coverage areas, making it an essential tool for verifying that the coverage is active and detailing what is included in that coverage.

When comparing it to other documentation types, the insurance application is primarily a form filled out by the applicant to provide information to the insurer before coverage can be approved. The insurance policy, while it contains comprehensive details about the coverage, conditions, and exclusions, is often more extensive and formal than a simple summary. The claim form is specifically used to request benefits and provide details about a loss or claim but does not summarize the benefits themselves.

Thus, the certificate of insurance plays a crucial role in communicating the key benefits of the policy in a clear and accessible manner.